How to Move Abroad Without Breaking the Bank: Insider Tips for Americans to Japan
Japan is a unique blend of ancient traditions and cutting-edge modernity. Whether you’re drawn to the bustling cities of Tokyo or the serene landscapes of Kyoto, Japan offers a rich cultural experience. But how can you make the move to Japan without spending a fortune? With some careful planning and strategic choices, you can relocate to Japan on a budget.
In this guide, we’ll walk you through affordable ways to move to Japan, from securing the right visa to saving on daily expenses. Let’s get started!
Why Japan Is a Great Choice for Americans
Japan is an attractive option for Americans for several reasons. The country offers a high standard of living, great public services, and a rich cultural heritage. While Japan is known for being expensive, especially in cities like Tokyo, many areas of Japan are much more affordable. With the right approach, you can enjoy the best of Japan without overspending.
Step 1: Choose the Right Visa
Before moving to Japan, you’ll need to apply for a visa. Japan offers several visa options for Americans, depending on your purpose for moving.
Work Visa
The Work Visa is the most common option for Americans moving to Japan. If you’ve secured a job offer in Japan, your employer will typically sponsor your visa. The process is relatively straightforward, but it's important to start early, as it can take several weeks to process.
Working Holiday Visa
If you're between 18 and 30 years old, the Working Holiday Visa is a great way to live in Japan while working part-time to support your travels. This visa allows you to stay in Japan for up to a year and is perfect for those who want to experience the country without a long-term commitment.
Student Visa
For those planning to study in Japan, the Student Visa allows you to live in Japan while pursuing your education. The Student Visa also permits part-time work, which can help cover living expenses.
Pro Tip: Start your visa application as early as possible, as the process can take time. Consult the Japanese consulate for the latest visa requirements and financial criteria.
Step 2: Create a Budget
Having a solid budget is key to keeping your move affordable. Here's what to factor into your budget:
Visa Fees: Visa application fees vary depending on the type of visa but typically range from $30 to $80. Be sure to check the Japanese consulate website for up-to-date fees.
Flights: Airfare to Japan can fluctuate depending on the season. Booking early and flying during off-peak times can save you hundreds of dollars.
Moving Costs: Shipping your belongings to Japan can be expensive, so it’s important to plan for this. We'll explore ways to cut moving costs below.
Common Mistake: Many people forget to budget for startup costs like housing deposits and setting up utilities. Make sure to account for these when planning your move.
Step 3: Save on Flights
Flying to Japan is one of the major expenses when moving, but there are ways to keep costs down.
Book Early: The earlier you book your flight, the better your chances of finding an affordable deal. Flight comparison websites like Skyscanner and Google Flights can help you track prices and find the best deals.
Fly During Off-Peak Times: Flights to Japan are cheaper during the shoulder seasons (spring and fall) compared to peak tourist seasons like summer and winter holidays.
Consider Budget Airlines: For affordable flights, check budget airlines like ZIPAIR or AirAsia, which often offer discounted flights to Japan from the U.S.
Pro Tip: Flying into smaller airports like Osaka or Nagoya might be cheaper than Tokyo, and domestic flights or bullet trains (Shinkansen) within Japan can help you reach your final destination.
Step 4: Find Affordable Housing
Finding a place to live in Japan can be tricky, but there are affordable options if you know where to look.
Rent First, Buy Later
Renting is the best option when you first arrive in Japan. It allows you to get familiar with different areas before committing to buying a property. Major cities like Tokyo and Osaka tend to be expensive, but there are more affordable options in suburbs and smaller cities.
Pro Tip: Websites like GaijinPot and Real Estate Japan are great for finding rental properties tailored to expats.
Share Houses
If you're on a tight budget, consider living in a share house (called "guest houses" in Japan). Share houses are a popular option for both locals and foreigners, and they allow you to rent a room while sharing common spaces like kitchens and living areas. This option is much cheaper than renting a full apartment.
Affordable Cities
Tokyo and Osaka are famous for their high living costs, but other cities like Fukuoka, Hiroshima, and Nagoya offer lower rent and a more relaxed lifestyle. These cities also have good transportation links, making it easy to travel across Japan.
Common Mistake: Be aware that Japanese rental contracts often require several months' rent upfront for things like key money and deposits. Make sure to budget for these initial costs.
Step 5: Save on Daily Living Costs
Managing your daily expenses is key to living affordably in Japan. Here’s how to save on living costs:
Cook at Home
While Japan is famous for its food, eating out regularly can get expensive. Cooking at home is a great way to save money, and Japan has many affordable grocery stores like Seiyu and Life where you can buy fresh produce, rice, and other essentials.
Pro Tip: Visit local markets for fresh fish and vegetables at a lower price than supermarkets. Many supermarkets also offer discounts on ready-to-eat meals in the evening.
Use Public Transportation
Japan’s public transportation system is incredibly efficient and affordable. In cities like Tokyo and Osaka, the metro and trains can get you almost anywhere. Avoid taxis, which can be quite expensive, and instead invest in a transportation pass (such as a Suica or Pasmo card) for discounted fares.
Free and Low-Cost Activities
Japan offers plenty of free or low-cost activities. Whether you're visiting temples, hiking in national parks, or enjoying local festivals, you can experience a lot of what Japan has to offer without spending much money.
Pro Tip: Many cultural sites, such as temples and parks, are free or have a small entry fee. Take advantage of these to explore the rich history and beauty of Japan on a budget.
Step 6: Healthcare in Japan
Japan is known for its excellent healthcare system, and the good news is that it’s affordable.
National Health Insurance (NHI): Most expats living in Japan are required to enroll in the National Health Insurance (NHI) program. This covers about 70% of your medical expenses, leaving you to pay only 30%. Premiums are based on your income and are generally affordable.
Private Health Insurance: Some expats opt for private health insurance to cover additional services or for faster access to specialists. This can be more expensive, but it offers more comprehensive coverage.
Common Mistake: Don’t forget to register for healthcare shortly after arriving. It’s mandatory, and enrolling in the NHI early ensures you’re covered in case of emergencies.
Step 7: Find Work or Income in Japan
Having a steady income is important for maintaining your budget while living in Japan. Here are a few options for earning money:
Teach English
Teaching English is one of the most popular jobs for Americans in Japan. Many language schools and companies hire native English speakers, and the pay is often enough to cover living expenses. Websites like GaijinPot Jobs and Jobs in Japan can help you find teaching positions.
Work Remotely
If your current job allows remote work, you may be able to continue working for a U.S.-based company while living in Japan. This can provide financial stability while you enjoy the lower cost of living.
Pro Tip: Make sure your visa allows for remote work or freelance work in Japan, as certain visa types have restrictions on employment.
Step 8: Stay Connected with Family and Friends
Living in Japan doesn’t mean losing touch with loved ones back in the U.S. Here’s how to stay connected without breaking the bank:
Use Free Communication Apps: Apps like WhatsApp, LINE (popular in Japan), and Zoom allow you to call, video chat, and send messages for free. These apps are widely used and make it easy to stay connected with family and friends.
Budget Airlines: If you plan to visit the U.S. or travel within Asia, look for deals on budget airlines like Peach Aviation or Jetstar. Booking early and during off-peak seasons can save you a lot on flights.
Pro Tip: Sign up for frequent flyer programs to earn points and get discounts on future flights.
How to Move to Japan on a Budget
Moving to Japan is an exciting adventure, and with the right planning, it can be affordable. Here’s a quick recap of the key steps:
Choose the right visa for your situation and budget.
Create a budget that includes flights, visa fees, and moving costs.
Find affordable housing by renting and considering shared housing options.
Save on daily living expenses by cooking at home, using public transportation, and enjoying free activities.
Get healthcare coverage through Japan’s National Health Insurance.
Find work or income through teaching English or working remotely.
Stay connected with loved ones using free communication apps and budget airlines.
Ready to Move to Japan?
Japan offers an incredible cultural experience, and with careful planning, you can move there without breaking the bank. Whether you’re drawn to the fast-paced life of Tokyo or the peaceful charm of Japan's countryside, there are plenty of affordable options to suit your lifestyle. By following these tips, you can enjoy all that Japan has to offer while keeping your costs in check.
Ready to start your journey to Japan? Subscribe to our newsletter for more insider tips and advice on moving abroad.
